Terms of services
Please read these Terms of Service (“Terms,” “Agreement”) carefully before using the services provided by Heritage Hills Financial (“us,” “we,” or “our”). These Terms govern your access to and use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
Eligibility
You must be at least 18 years old and have the legal capacity to enter into contracts in order to use our services. By accessing or using our website, you represent and warrant that you are at least 18 years old and have the necessary legal capacity.
Business Financing Application and Approval
2.1 Application Process: You may apply for business financing by providing accurate and complete information through our website. By submitting your application, you authorize us to verify your information and conduct necessary credit and business checks.
2.2 Financing Approval: Our financing approval process is subject to our discretion and eligibility criteria. We reserve the right to approve or decline financing applications based on our assessment of creditworthiness, business viability, and other factors.
Use of Services
3.1 Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our services solely for your business purposes and in compliance with these Terms.
3.2 Compliance: You agree to use our services in compliance with all applicable laws, regulations, and these Terms. You are responsible for maintaining the confidentiality of your account information and for any activity that occurs under your account.
3.3 Prohibited Activities: You must not engage in any activity that may disrupt or interfere with the proper functioning of our website or services, including but not limited to hacking, distributing malware, or engaging in fraudulent or illegal activities.
Fees and Payments
4.1 Financing Terms: The specific terms and conditions of your business financing, including interest rates, repayment schedules, and any applicable fees, will be provided to you in your financing agreement.
4.2 Payment Authorization: By using our services, you authorize us to initiate transactions, including loan disbursements and repayments, using the payment method provided by you. You are responsible for ensuring the availability of sufficient funds in your account.
Intellectual Property
All intellectual property rights related to our website and services, including but not limited to trademarks, logos, and content, are owned by or licensed to Heritage Hills Financial. You agree not to use, modify, copy, or distribute any copyrighted material without our prior written consent.
Limitation of Liability
6.1 Disclaimer: Our services are provided on an “as is” and “as available” basis, without any warranties or representations, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information or content on our website.
6.2 Limitation of Liability: To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless Heritage Hills Financial, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of our services, violation of these Terms, or infringement of any rights of a third party.
Modifications to Terms
We reserve the right to modify these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting on our website. Your continued use of our services after the posting of updated Terms constitutes your acceptance of the modified Terms.
Termination
We may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our services will cease immediately.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Florida. Any legal action or proceeding arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts of the United States District Court for the Southern District of Florida.
If you have any questions or concerns regarding these Terms, please contact us at [email protected].
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.